Control the program. The savings follow.
Drover Risk Advisors brings every seat at the table to your side of it: program strategy, underwriting, distribution, and alternative-risk design — for the operators and groups that carry real risk, and for the captives, RRGs, MGAs, and agencies that serve them.
Two kinds of clients. One vantage.
Operators & groups
Companies and associations that carry real risk — program audits, alternative-risk feasibility, structure builds, and standing advisory on your side of the table.
Insurance organizations
Captives, RRGs, MGAs, programs, and agencies — underwriting discipline, technology and automation, and distribution that actually grows.
Every seat at the table.
Insurance advice usually comes from someone who has only ever sold it. This practice is built on having run the other side.
Brokerage
Senior roles inside the largest brokerages in the world, Lockton and Gallagher among them. How programs are marketed, how carriers are negotiated with, and where leverage actually sits.
Carrier
Founding executive and COO of a Vermont-domiciled specialty insurance carrier licensed across 40+ states — a decade of underwriting, operations, distribution built from scratch, and regulatory work, from the chair where risk is actually priced.
Alternative risk
The full regulatory life of member-owned and alternative structures: risk retention groups, captives, cells, large-deductible programs. Currently Treasurer of the National Risk Retention Association.
Most advisors have seen one side of the table. Your program deserves someone who has run all of them.
Alex Petrovich
- Treasurer · NRRA
- Licensed P&C · 40+ states
- MBA · Creighton University
- Omaha, Nebraska
Twenty-plus years on every side of the commercial insurance table.
The largest brokerages — Lockton and Gallagher. Carrier operations at Mutual of Omaha and Berkshire Hathaway. And then the chair where it all came together: founding executive and COO of Circle Star Insurance Company, a Vermont-domiciled specialty carrier licensed across 40+ states. Over a decade, we built something I'm proud of — a national operation, distribution built from scratch, disciplined underwriting, and the alternative-risk architecture underneath it all.
What I believe about this business is simple: speed, service, and real industry expertise win — modern technology combined with old-school underwriting. Operators deserve an advisor who has actually sat in the underwriter's chair, built the carrier, and managed the full regulatory life of alternative risk structures.
Drover is that chair, working for you.
Start the conversation.
A first call is thirty minutes, costs nothing, and ends with a straight answer about whether there's a fit.
Based in Omaha. Working nationally. Replies within one business day.